CCPA Notice
CALIFORNIA PRIVACY NOTICE
This California Privacy Notice (“Notice”) supplements the Privacy Policy of (the “Site”) and applies solely to California residents. This Notice is provided pursuant to the California Consumer Privacy Act of 2018 (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”), and other applicable California privacy laws.
Capitalized terms not defined in this Notice have the meanings assigned in the Privacy Policy.
1. Scope
This Notice explains how the Site collects, uses, discloses, and otherwise processes the personal information of California residents, as well as the rights available under California law.
This Notice applies only to personal information collected through the Site and does not apply to information collected by independent lenders, financial service providers, or other third parties that receive your information through the Site.
2. Categories of Personal Information We Collect
During the preceding twelve (12) months, we may have collected the following categories of personal information:
| Category | Examples |
|---|---|
| Identifiers | Name, email address, telephone number, postal address, IP address, online identifiers |
| Personal Information | Information described in California Civil Code §1798.80(e), including contact information |
| Protected Classification Information | Age (where voluntarily provided) |
| Commercial Information | Information relating to requests for financial products or services |
| Internet or Electronic Network Activity | Browser type, pages viewed, clicks, device information, cookies, session activity |
| Geolocation Information | Approximate location derived from IP address |
| Professional or Employment Information | Employer, employment status, occupation, income information voluntarily provided |
| Inferences | Preferences and information derived from interactions with the Site |
Depending on the information you voluntarily provide, we may also collect financial information necessary to facilitate your request for financial products or services.
3. Sources of Personal Information
We collect personal information from:
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you directly
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your interactions with the Site
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cookies and similar technologies
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service providers
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analytics providers
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fraud prevention providers
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identity verification providers
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advertising partners
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publicly available sources where permitted by law
4. Purposes for Collecting Personal Information
We may collect, use, retain, disclose, or otherwise process personal information for purposes including:
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processing your request
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matching you with participating financial service providers
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transmitting information to participating lenders and financial service providers
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identity verification
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fraud prevention
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security
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customer support
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analytics
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website administration
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maintaining electronic consent records
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complying with legal obligations
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protecting our rights
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enforcing agreements
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responding to legal requests
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improving the Site
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marketing and advertising where permitted by law
5. Disclosure of Personal Information
During the preceding twelve (12) months, we may have disclosed personal information to the following categories of recipients:
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participating lenders
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lending marketplaces
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financial service providers
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marketing partners
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service providers
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analytics providers
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fraud prevention providers
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identity verification providers
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professional advisers
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governmental authorities where required by law
6. Sale or Sharing of Personal Information
The Site operates as a financial marketing and lead generation platform.
As part of providing our services, we may disclose personal information to participating financial service providers and other business partners in connection with your request for financial products or services.
Certain disclosures may constitute a “sale” or “sharing” of personal information as those terms are defined under California law.
The Site does not knowingly sell or share the personal information of individuals under eighteen (18) years of age.
California residents have the right to direct the Site not to sell or share their personal information, subject to applicable legal exceptions.
To exercise this right, please contact us using the information provided below.
7. Sensitive Personal Information
Depending on the information you voluntarily provide, we may collect information that may be considered Sensitive Personal Information under California law.
We use Sensitive Personal Information only for purposes permitted by applicable law, including:
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processing your request
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identity verification
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fraud prevention
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security
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legal compliance
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providing requested services
We do not use Sensitive Personal Information to infer characteristics about consumers beyond what is reasonably necessary to provide our services or as otherwise permitted by applicable law.
8. Your California Privacy Rights
Subject to applicable law, California residents may have the right to:
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know the categories of personal information collected
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know the categories of sources from which personal information is collected
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know the business or commercial purposes for collecting, using, selling, sharing, or disclosing personal information
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know the categories of third parties to whom personal information is disclosed
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request access to specific pieces of personal information maintained by the Site
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request correction of inaccurate personal information
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request deletion of personal information, subject to applicable exceptions
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opt out of the sale or sharing of personal information
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limit the use or disclosure of Sensitive Personal Information where applicable
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not be discriminated against for exercising privacy rights
9. Exercising Your Rights
To submit a privacy request, contact:
Email Leads@Spanishleadsnow.com
To protect your privacy, we may request information necessary to verify your identity before processing your request.
If your information has already been transmitted to an independent lender or financial service provider, you may need to contact that organization directly regarding information maintained by that organization.
Authorized agents may submit requests on behalf of California residents where permitted by law, provided sufficient proof of authorization is supplied.
10. Retention
We retain personal information only for as long as reasonably necessary to:
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provide our services
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comply with legal obligations
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detect and prevent fraud
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resolve disputes
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establish, exercise, or defend legal claims
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enforce agreements
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maintain appropriate business records
Retention periods vary depending on the nature of the information, legal requirements, and legitimate business needs.
11. Changes to This Notice
The Site may update this California Privacy Notice from time to time.
Any changes will become effective upon posting to the Site unless a later effective date is specified.
12. Contact
If you have questions regarding this California Privacy Notice or wish to exercise your California privacy rights, please contact:
Leads@Spanishleadsnow.com; 1801 East Camelback Road, Suite 201, Phoenix, AZ 85016